ACH

Haverhill Teachers Credit Union accepts Direct Deposit of funds electronically, which provides for monies to be deposited into your Credit Union accounts or applied as payments against your loans. Through ACH your funds can be transferred to or from your account to anywhere that will accept electronic money transfers.

ATM Cards

An ATM card is a plastic card that looks like a credit card. It allows you to do some of the same things at a  Automatic Teller Machine (ATM) as you would at a bank. You can get cash, deposit money, account transfers and check account balances,--all electronically--by using your ATM card and the password to your account, which is called your Personal Identification Number, or PIN.

ATM cards provide give you a convenient way to get cash, make deposits and check how much money you have in your account. ATMs make cash available 24 hours a day, seven days a week at many locations.

The Haverhill Teachers CU belongs to the SUM Network (SUM is a selective surcharge program designed to help consumers minimize the costs associated with using their ATM cards to make withdrawals). Click here to find a SUM ATM Machine near you. 

If your ATM Card is lost or stolen please notify us immediately.  If it is after business hours you can call  1-800-887-0555.

Check Ordering

Members have many convent ways to order their next box of checks:
     - Reorder slip can be sent to the credit union by mail
     - Checks can be reordered online  click here         
     - or by calling your HTCU customer service representative

Debit MasterCard

With the Haverhill Teachers Credit Union Debit MasterCard, you can enjoy a whole new level of banking and shopping convenience. You can use this card to pay for your purchases without cash, without checks and without credit cards. And at the same time, have quick and easy access to cash and your Haverhill Teachers Credit Union accounts

If your Debit Card is lost or stolen please notify us immediately. If it is after business hours you can call 1-800-887-0555.

Direct Deposit

How do you apply for Direct Deposit?
Ask your company’s Human Resource, Payroll Department or payment provider if they offer this service. If so, complete their Direct Deposit Authorization Form. You will need to specify:

• H.T.C.U.’s routing number (211383341)
• Your account number
• Choose where you would like your direct deposit to go (savings or checking)

This Direct Deposit Authorization Form must be completed and returned to your employer or payment provider.

Overdraft Protection

This is a service only from your Regular Share Savings Account to help cover any non-sufficient funds clearing from your Share Draft Account (checking account).

Your account can only have six overdrafts per month. If there are not sufficient funds in your account or you have overdrawn six times, checks will not clear and will be returned as non-sufficient funds. This is not a line of credit, but a method of electronically transferring funds from your Share Savings account to you checking account to cover any overdraft checks.

Payroll Deduction

This is a service that the employees of the Haverhill Public School System that allows them to all or part of their paycheck into one or more of their Credit Union accounts. Your payroll funds can be distributed to different suffixes and to different accounts. Please contact a member service reprehensive to take advantage of this service

This service allows Central One members to deposit part of their payroll into one or more of their Credit Union accounts. Funds can be distributed to different suffixes and to different accounts. Please contact the Credit Union directly or your Employer to activate this service.

Travelers/Gift Cheques