HTM Credit Union

Now with INTERNET BANKING you can:

• Check your account balances at anytime during the day
• Make HTMCU loan payments
• Transfer funds between your accounts
• Fill out applications online

REQUIREMENTS

Member (Home PC) Requirements:

Hardware 486 design or higher PC or Macintosh with:
• 8MB or more RAM
• Internal or external modem, 14.4Kbps or faster
• Printer for screen prints
• PC mouse

Software:
• 486 or higher PC with
• Microsoft Windows 95, 98, ME, or XP
• NT 4.0 or Windows 2000
• Linux (certified with Red Hat 6.1) with Java Enabled Netscape Navigator 4.0 or higher

Macintosh OS 7.6.1 or higher with
• A standard TCP/IP Internet service connection
• A standard HTML 3.0 and Java compliant browser such as Netscape 4 or higher
• Internet Explorer 5 or higher (AOL’s browser will not work. AOL users must use Netscape or IE.)
• Optional – Any version of Intuit Quicken, or Microsoft Money if you plan to download your account information

Does paying bills stress you out? Free yourself from the hassles of writing checks, searching for stamps, and rushing to meet postmark deadlines. With HTM Credit Union's FREE Bill Pay service, simply specify whom to pay, how much, and when. You're in complete control.

Bill Pay offers you not only the ability to pay all of your bills from one simple-to-use site, but also provides you with the convenience of receiving, viewing, and managing your bills at the same online location.

•	Receive your bills electronically – if the payee is set up to deliver e-bills – so you won’t have to worry about bills being lost in the mail
•	Set up email alerts for bill arrivals, due dates, and upcoming payments so you’ll always stay on top of your monthly obligations
•	Schedule automatic recurring payment rules for each payee so you can spend less time paying bills and more time enjoying life
•	Run payment reports and create custom reports so you can track your monthly spending habits
•	And much more!

It's simple, secure, and it's FREE!

That's right, there's no monthly service fee. Pay as many bills as you'd like each month at no charge.

Cut the clutter and simplify your life with free eStatements from HTM Credit Union. eStatements are convenient, secure, and private. Whether you want to save time, save a tree, or just get organized, eStatements are the answer.

To login to your eStatements account click HERE.

How It Works?
eStatements look like printed statements and contain check images. Each month, eStatements users receive an e-mail message with a link to a secure Web site, where they log in to view, print and save their eStatements. Members may visit this Web site at any time to print additional copies of their eStatements, view past eStatements, or notify us of a new e-mail address. Members can link to the eStatements Web site from HTM Credit Union’s Web site at www.htmcreditunion.com.

eStatements Are Safer and More Convenient Than Paper Statements
Why wait for the mail? With eStatements, you gain more flexibility and security in managing your accounts.

•	Get a jump on balancing your accounts. eStatements are ready three to four days earlier than mailed paper statements.
•	eStatements are for your eyes only. Protected with state-of-the-art encryption technology, eStatements can be accessed only with a valid account number and password.
•	View clear, crisp eStatements and check images.
•	Print eStatements for your files or save them on your computer or to disc.
•	Access current and past eStatements. We keep months of eStatements in the archives
•	Update your e-mail address and password.
•	Cancel eStatements at any time.

How to Register?
Click HERE to register for eStatements. You will begin receiving eStatements during the next statement period.