APR

NEW AUTO LOAN 

4.95%

VISA CREDIT CARD

8.9%

HELOC

5.00%

HOME IMPROVEMENT LOAN

8.00%

*APR – Annual Percentage Rate

VIEW ALL RATES

 

Open Regular Share Account (New Member) 25.00 Min Balance

No Fee

Early Withdrawal Penalty – Term Share Certificates

180 Days Dividend

Share Accounts – 5 Free Withdrawals per Month

$1.00 (after 1st five)

 

 

Internet (Online) Banking

No Fee

Online Bill Pay

No Fee

 

 

American Express Travelers Checks

No Fee

American Express Gift Checks

$2.50

 

 

Notary Service

No Fee

Account Research

$25.00/hr

Domestic Wire Transfer

$20.00

International Wire Transfer

$40.00

 

 

Insufficient Funds Fee – ATM Transaction

$20.00

Insufficient Funds Fee – ACH Transaction

$20.00

 

 

Insufficient Funds Fee – Returned Check

$20.00

Stop Payment Fee for Personal Check

$20.00

Stop Payment Fee for Credit Union Check

$20.00

Overdraft Transfer Fee – From Shares

$3.00

Overdraft Loan Transfer Fee

$2.00

Draft Copy – (Free via Online Banking)

$5.00

 

 

Tax Levy/Garnishment/Release of Levy

$25.00

Dormant Account Fee

$10.00

Returned Mail – Incorrect Address

$2.50

 

 

Debit Master Card – Initial Card

No Fee

Debit Master Card – Replacement

$10.00

Debit Master Card Rush Delivery Fee

$40.00

 

 

HTM Credit Union Visa Annual Fee

No Fee

HTM Credit Union Visa Rush Delivery Fee

$15.00