HTM Credit Union accepts Direct Deposit of funds electronically, which provides for monies to be deposited into your Credit Union accounts or applied as payments against your loans. Through ACH your funds can be transferred to or from your account to anywhere that will accept electronic money transfers.

An ATM card is a plastic card that looks like a credit card. It allows you to do some of the same things at a  Automatic Teller Machine (ATM) as you would at a bank. You can get cash, deposit money, account transfers and check account balances,--all electronically--by using your ATM card and the password to your account, which is called your Personal Identification Number, or PIN.

ATM cards provide give you a convenient way to get cash, make deposits and check how much money you have in your account. ATMs make cash available 24 hours a day, seven days a week at many locations.

The HTM Credit Union belongs to the SUM Network (SUM is a selective surcharge program designed to help consumers minimize the costs associated with using their ATM cards to make withdrawals).

Click HERE to find a SUM ATM location near you. 

If your ATM Card is lost or stolen please notify us immediately.

If it is after business hours you can call  1-800-887-0555.

Members have many convent ways to order their next box of checks:
● Reorder slip can be sent to the credit union by mail
● Checks can be reordered online - Click HERE.
● or by calling your HTMCU customer service representative

With the HTM Credit Union Debit MasterCard, you can enjoy a whole new level of banking and shopping convenience. You can use this card to pay for your purchases without cash, without checks and without credit cards. And at the same time, have quick and easy access to cash and your HTM Credit Union accounts

If your Debit Card is lost or stolen please notify us immediately.

If it is after business hours you can call 1-800-887-0555.

How do you apply for Direct Deposit?
 

Ask your company’s Human Resource, Payroll Department or payment provider if they offer this service. If so, complete their Direct Deposit Authorization Form.

You will need to specify:

● HTM Credit Union routing number (211383341).

● Your account number.

● Choose where you would like your direct deposit to go (savings or checking).

This Direct Deposit Authorization Form must be completed and returned to your employer or payment provider.

This is a service only from your Regular Share Savings Account to help cover any non-sufficient funds clearing from your Share Draft Account (checking account).

Your account can only have six overdrafts per month. If there are not sufficient funds in your account or you have overdrawn six times, checks will not clear and will be returned as non-sufficient funds. This is not a line of credit, but a method of electronically transferring funds from your Share Savings account to you checking account to cover any overdraft checks.

This is a service that the employees of the Haverhill Public School System that allows them to all or part of their paycheck into one or more of their Credit Union accounts. Your payroll funds can be distributed to different suffixes and to different accounts. Please contact a member service reprehensive to take advantage of this service

This service allows Central One members to deposit part of their payroll into one or more of their Credit Union accounts. Funds can be distributed to different suffixes and to different accounts. Please contact the Credit Union directly or your Employer to activate this service.

American Express Travelers Cheques

These cheques can be used by individuals the same way cash is used at banks, stores, hotels, cruise ships and airports around the world.  The cheques are recommended because they can be replaced if lost or stolen (unlike cash).  American Express Travelers Cheques are known and accepted around the world. 

American Express Gift Cheques

These Cheques are accepted virtually everywhere, so the person you give them to can get exactly what they want.  Unlike a gift certificate that must only be used at a particular store,  these Cheques can be used anywhere accepts American Express.  They are refundable if lost or stolen so they are safe for mailing since they are insured immediately after purchase.

Wire transfers are a quick and easy way for you to send funds to another financial institution. Your funds can be wired anywhere – even to a foreign country.

Directions for outgoing Wire Transfers

When a member wants to transfer from their Credit Union account to another institution, the following is required:

The wire transfer agreement notice must be signed.

FEES: There is a $20.00 fee for outgoing transfers and a foreign wire fee of $40.00.
 

Directions for incoming Wire Transfers

When a member wants funds transferred to their Credit Union account, the following information is needed:
 

Funds are first wired to:

EasCorp
35 Corporate Drive, Suite 300
Burlington, MA 01803
ABA #211391773
 

for further credit to:

HTM Credit Union
4 Summer Street
Haverhill, MA 01830
ABA #211383341
 

for further credit to:

Member’s name
Account number
Deposit to: Share or Share Draft
 

Cut off for same day wire transfer is 3:00p.m., otherwise it will be the next business day. Contact receiving bank for confirmation.