APR*

NEW AUTO LOAN 

as low as

1.99%

VISA CREDIT CARD

8.9%

HELOC

as low as

3.50%

HOME IMPROVEMENT LOAN

as low as

8.00%

*APR – Annual Percentage Rate

VIEW ALL RATES

 

The HTM Credit Union (HTMCU) is committed to providing quality service to our members in a prompt, courteous and responsible manner while maintaining competitive rates and financial stability. HTMCU will promote a climate in which our employees are stimulated to achieve outstanding performance and a sense of professional growth and achievement.

 

We recognize our responsibility to be actively involved in the community we serve!

 

HTMCU will be considered our members’ primary choice in meeting their continuing financial needs by consistently providing:

 

● Distinctive Quality Service;

● Innovative Services, Programs, and Promotions;

● Education with regard to the varied Credit Union offerings;

● Assurance that our members’ assets will be continually monitored and that the financial stability of the Credit Union will be actively maintained and enhanced.

 



When you join HTM Credit Union, you open a world of benefits available almost nowhere else: low cost checking, free Internet banking and bill paying, great rates on mortgages, personal loans and savings products, personal service, and so much more.

Our members can feel secure, knowing that the National Credit Union Share Insurance Fund and the Massachusetts Share Insurance Corporation fully insure their deposits.

 

Membership in this Credit Union is limited to:
 

 

 

 

 

 

Persons who are employees or former employees of the City of Haverhill including the school department, and employees or former employees of the Central Northern Essex Division of the Trial Court of the Commonwealth;

 

Persons working in any building owned or, in any building in which at least, 50% of such building is leased by healthcare facilities;

 

 

 

 

 

 

 

 

Employees and former employees of cities and towns in the Greater Haverhill area;

 

Employees and former employees of healthcare facilities;

 

Employees of this Credit Union and the “immediate family” of a member of this Credit Union.

 

The Friends of the Haverhill Public Library


Once a person becomes a member of this Credit Union,

that person shall always be eligible to remain a member!
 



Membership in HTM Credit Union is open to those who live or work in certain communities and to employees and retirees Haverhill Schools. Family members of eligible individuals are welcome. To join, just open a share savings account with a deposit of $25 or more.

 

Apply online, visit us, or call Member Services at 978-374-7386.
 


President

● Diane Juknavorian

Directors

● Cameron Boyd
● John Butler
● Joan Conca
● Kristina Hanges
● Carol Mooradian
● Pamela Carr
● Kara Kosmes
● Enrico Sasso

Vice President

● Ronald Selvaggio

Treasurer/CEO

● Diane Bevilacqua

Assistant Treasurer

● Alan Ratte

Clerk

● Carol Mooradian

 

STAFF
 

Michelle Giuvelis, Assistant Manager
Stephanie Collins, Loan Service Administrator
Casey Deveau, Customer Service Representative
Cynthia Graham, Customer Service Representative